Habit Money Guides

The financial coach in your back pocket

Should I buy or lease a car? How much house can I afford? How do I decide which credit card to pay off?

These are pivotal financial decisions that impact our financial health.

We want to make the right choice, but we don’t have a financial advisor, and Google is overwhelming.

Meet Habit Money Guides

Personal Finance Support On-Demand

Chat with one of our coaches via text or set up a virtual call when you need help making big or small financial decisions.

Your Context, Our Expertise

There are a million articles online that tell you what to do with your money. But there’s only one way that works for you. We provide guidance based on the full picture of your financial situation.

Only Pay For What You Need

2 pricing plans so you can scale up or dial back based on what you need and when you need it.

Choose What You Need

  • Text Support | $19.99 / month

    Not sure how credit scores work? Best practices for saving?

    Message us anytime. Daily responses, 5 days / week.

    GET STARTED

  • Text + Video Chat | $49.99 / month

    Making a budget or deciding between two job offers?

    Sometimes you just need to talk to someone. Schedule a video call if texts aren’t enough.

    GET STARTED

FAQs

  • A team of financial coaches who can help you evaluate your options based on your current financial situation and make the choice that’s right for you

  • No*. During your chat, you can choose what information to share with us. We may ask you for some details to get a picture of your financial situation, but we will not ask you for any account details.

    *If you’re using our other Habit Money products, you will have the option to connect your bank account.

  • We strive to respond within 24 hours of your initial chat Monday through Friday. Typical response times are within a few hours.

  • Most customers find that they need some ongoing follow-up support after their initial question is answered, and feel $20 -$50 is worth the price to save way more. We’re confident you’ll value in the service, but if not, you can cancel anytime!

  • Habit Money’s budgeting and saving platform is for people looking to build healthier financial habits to achieve budget or savings goals. Habit Guides is for people looking for more hands-on guidance for key financial decisions. You can sign up for one or both, depending on your needs. Not sure what’s best for you? Email us at hello@yourfinancialhabit.com